The workers’ compensation system is an administrative process designed to make it easier for workers to navigate the system and receive timely compensation in case of a work-related accident that results n injury. If you have a straightforward claim that your employer or insurance company does not dispute, you may be able to handle it on your own. However, that’s not always the case. The process is not always easy, which is why employees can benefit greatly from hiring work accident lawyers.
So, how do you decide when to lawyer up? Let’s find out!
Hiring Work Accident Lawyers – When to Lawyer Up?
It is important to lawyer up when you are in dispute with an insurance company. You will need to gather evidence to build your case. It includes various steps like taking disposition, receiving expert opinions, opting for an independent medical examination, etc. All of this requires expert legal knowledge. Otherwise, there’s a great chance that the insurance company may challenge the legal standing of the evidence that you submit. Here are a few examples of when you should hire work accident lawyer.
· Your Case is Denied
If you filed for worker’s compensation and it was denied, hire a lawyer. Insurance companies can deny worker’s compensation for many reasons. For instance, you took too long to file the case or maybe the insurance company believes that the accident was not work-related. In any case, it is best to hire a work accident lawyer. They will not only provide you legal counsel, but they will also help you appeal in the court, file formal paperwork, and gather evidence.
· You have a Preexisting Injury
Many times, a worker may have a preexisting injury or a condition related to the same body part that was injured. In such cases, you are in an uphill battle against the insurance company. They will blame the injury on your preexisting condition instead of treating it as a work-related injury. Moreover, if the injury developed over time, you are almost guaranteed to face challenges. This makes important to hire a work accident lawyer if you have a preexisting condition or developed the injury gradually.
· You Need to Speed up the Process
Insurance companies often delay the approval of expensive medical treatments. So, say, if you require immediate surgery, waiting may not be the option. This is where work accident lawyers can help you. They can coerce the insurance company to speed up the process and provide compensation in a timely manner.
· Claim outside of Worker’s Compensation
Sometimes, an employee who is injured at work may file a claim outside of workers’ compensation. For instance, if an employee is injured due to the employer’s deliberate act, or when performing their duties as an interstate railroad worker, they could usually sue the employer in court for a workplace injury. You’ll require a work accident lawyer for that.
The bottom line is that whether you need a work accident lawyer or not depends on your individual case and situation. However, it is better to hire a work accident lawyer and receive legal counsel instead of trying your luck. They will help you get a fair settlement that you are lawfully entitled to!